Agricultural Finances And Marketing

1. Explain the meaning and scope of agricultural finance and marketing.
2. Identify sources of finance and credit agencies.
3. Discuss the concept of farm records and accounts.
4. Identify the types of markets and marketing functions.
5. Discuss factors affecting demand and supply.

13 weeks, about 42 hours in total. Yours will differ.

1. Week 1Module 1: Meaning and Scope of Agricultural Finance

   • Unit 1: Sources of Finance/Credit Agencies · 3 hours

     Read the introduction to agricultural finance and credit agencies.. Identify and classify different sources of finance available to farmers.. Understand the weaknesses of non-institutional credit sources.. List the limitations of formal sources of credit..

2. Week 2Module 1: Meaning and Scope of Agricultural Finance

   • Unit 2: Credit Utilisation · 3 hours

     Discuss the uses and roles of credit in farm business.. Understand how credit protects against adverse conditions.. Learn how credit meets seasonal and annual fluctuations in income and expenditures.. Explore the use of credit for production purposes..

3. Week 3Module 1: Meaning and Scope of Agricultural Finance

   • Unit 3: Credit Instruments · 3 hours

     Identify credit instruments used in credit extension.. Explain the importance of promissory notes, mortgages, and purchase contracts.. Understand the legal implications of credit instruments in agricultural credit extension..

4. Week 4Module 1: Meaning and Scope of Agricultural Finance

   • Unit 4: Repayment · 3 hours

     Explain methods of loan repayment, including amortized and non-amortized payments.. Discuss the importance of repayment methods in credit extension.. Understand flexible, variable, and graduated loan amortization plans..

5. Week 5Module 2: Farm Records and Account

   • Unit 1: Farm Record Keeping · 3 hours

     Explain the importance of keeping farm records for decision-making.. Identify types of records kept on the farm, including inventory and production records.. Understand the use of farm records for credit, taxation, and insurance purposes..

6. Week 6Module 2: Farm Records and Account

   • Unit 2: Principles of Farm Accounting · 3 hours

     Identify the principles of keeping farm accounts, such as serviceability and objectivity.. Explain the importance of these principles in financial record compilation.. Understand the concepts of materiality, conservatism, and disclosure..

7. Week 7Module 2: Farm Records and Account

   • Unit 3: Preparation of Financial Statement · 3 hours

     Prepare a profit and loss account (income statement).. Prepare a balance sheet.. Understand the use of these statements in measuring business returns and financial obligations..

8. Week 8Module 2: Farm Records and Account

   • Unit 4: Budgeting · 3 hours

     Explain budgeting as a farm planning tool.. Identify types of budgeting, including complete and partial budgeting.. Understand product and factor substitution in budgeting..

9. Week 9Module 2: Farm Records and Account

   • Unit 5: Financial Control/Approaches to Efficient Credit Management · 3 hours

     Identify methods of financial control.. Discuss how to efficiently manage scarce capital resources.. Understand annual budgetary appraisal and whole farm budgetary control..

10. Week 10Module 3: Marketing

    • Unit 1: Marketing Function · 3 hours

      Explain the meaning and scope of marketing.. Identify marketing functions, including exchange, physical, and facilitating functions.. Understand buying, selling, storage, transportation, and processing..

11. Week 11Module 3: Marketing

    • Unit 2: Types of Market · 3 hours

      Identify types of markets, including perfect competition, monopoly, and monopolistic competition.. Differentiate markets based on their unique characteristics.. Understand oligopoly and its assumptions..

12. Week 12Module 4: Agricultural Demand and Supply Pattern Analysis

    • Unit 3: Agricultural Supply Pattern Analysis · 3 hours

      State the importance of marketing in general.. Identify the roles of marketing in agricultural business.. Understand how marketing affects production decisions and resource utilization..

13. Week 13Module 4: Agricultural Demand and Supply Pattern Analysis

    • Unit 1: Problems of Agricultural Marketing · 3 hours

      Discuss problems of agricultural marketing, such as the source of supply and lack of transport facilities.. List characteristics of agricultural products.. Understand issues like inadequate storage, lack of uniform weights, and adulteration..

    • Unit 2: Agricultural Demand Pattern Analysis · 3 hours

      Briefly review all course materials and prepare for final assessment..