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BFN306

Comparative Banking

This course provides an introduction to the study of comparative banking systems. It explores the evolution, functions, and theories of banking institutions, with a focus on their role in economic development, particularly in Nigeria. The course covers universal banking, Islamic banking, and the structure of banking systems. It also examines the role of central banks and non-bank financial intermediaries, as well as monetary policy and the political economy of banking.

About this course

Difficulty
Intermediate
Study hours
90 hours
Maths
Basic
Content
Theoretical, case study
Practical work
No
How it is assessed
  • Assignments
  • Tutor marked assessments
  • Final examination

One paragraph, so you can see how it reads

BFN306 · UNIT 1: POLITICAL ECONOMY OF BANKING – DEFINITION AND DISCUSSION OF CONCEPT

This is a learning process that takes place both within and outside of tutorial sessions. Your tutorial facilitator guides your learning by doing the following things.

What you should be able to do

  1. Explain the evolution and functions of banking institutions
  2. Compare different banking systems
  3. Describe the role of central banks in economic development
  4. Analyze the impact of monetary policy
  5. Evaluate the role of non-bank financial institutions
  6. Understand the principles of Islamic banking

What it prepares you for

Careers
  • Bank Manager
  • Financial Analyst
  • Loan Officer
  • Financial Regulator
  • Investment Banker
Where it is applied
  • Banking
  • Finance
  • Government Regulation
  • Investment
  • International Trade

Where it gets hard

The units students slow down on, and what makes each one heavy.

  • Module 1: Political Economy of Banking

    Unit 1: Definition and Characteristics of Political Economy of Banking

    Understanding the interplay between economics, law, and politics requires a broad interdisciplinary perspective.

  • Module 2: Universal Banking

    Unit 5: Inter-Country Comparison of regulations and conduct of banks

    Requires understanding of different regulatory frameworks and their impact on banking practices across various countries.

A suggested way through it

Suggested

13 weeks, about 61 hours in total. Yours will differ.

  1. Week 1Module 1: Political Economy of Banking
    • Unit 1: Definition and Characteristics of Political Economy of Banking · 3 hours

      Define political economy of banking. Discuss its characteristics, including structure and ownership..

    • Unit 2: Evolution of Political Economy of Banking · 2 hours

      Trace the evolution of political economy of banking.. Differentiate between banking under capitalism and socialism..

  2. Week 2Module 1: Political Economy of Banking
    • Unit 3: Principles of Money and Banking · 3 hours

      Explain the principles of time value of money.. Discuss risk compensation and decision-making based on adequate information..

  3. Week 3Module 1: Political Economy of Banking
    • Unit 4: Merchant Bank and Development Bank · 3 hours

      Differentiate between merchant and development banks.. Discuss their functions and roles in economic development..

  4. Week 4Module 1: Political Economy of Banking
    • Unit 5: Banking Under Capitalism · 4 hours

      Explain banking under capitalism.. Discuss the role of credit and the characteristics of finance capitalism..

  5. Week 5Module 2: Universal Banking
    • Unit 1: Universal Banking · 4 hours

      Define universal banking.. Discuss its advantages, disadvantages, and objectives..

  6. Week 6Module 2: Universal Banking
    • Unit 2: Branch Banking · 3 hours

      Define branch banking.. Discuss its advantages, disadvantages, and types of branches..

  7. Week 7Module 2: Universal Banking
    • Unit 3: Unit Banking · 3 hours

      Define unit banking.. Discuss its advantages, disadvantages, and operational classifications..

  8. Week 8Module 2: Universal Banking
    • Unit 4: Islamic Banking · 4 hours

      Discuss the concept of Islamic banking.. Explain its origin, history, and evolution..

  9. Week 9Module 2: Universal Banking
    • Unit 5: Inter-Country Comparison of regulations and conduct of banks · 4 hours

      Compare regulations and conduct of banks across countries.. Discuss inter-temporal comparison of banking in Nigeria..

    • Unit 6: Inter-temporal comparison of banking in Nigeria · 3 hours

      Discuss Inter-temporal comparison of banking in Nigeria.

  10. Week 10Module 3: Introduction to Banking
    • Unit 1: Origin, Growth and Development of Banking · 4 hours

      Explain the origin, growth, and development of banking.. Discuss the functions of banks..

  11. Week 11Module 3: Introduction to Banking
    • Unit 2: Functions of Banks · 4 hours

      Discuss the structure of banking systems.. Explain the Nigerian financial system..

    • Unit 3: Structure of Banking System · 3 hours

      Explain the Nigerian Financial System.

  12. Week 12Module 3: Introduction to Banking
    • Unit4: The Nigerian Financial System · 4 hours

      Explain credit instruments and credit creation by commercial banks..

    • Unit 5: Credit Instruments and Credit Creation by Commercial Banks · 3 hours

      Discuss Credit Instruments and Credit Creation by Commercial Banks.

  13. Week 13Module 4: Role of Central Bank and Non Banking Systems
    • Unit 1: The Role of Central Bank in a Developing Economy · 4 hours

      Discuss the role of the central bank in a developing economy.. Explain the development of banking in Nigeria..

    • Unit 2: Development of Banking in Nigeria · 3 hours

      Discuss Development of Banking in Nigeria.

Preparing for the exam

What to do
  • Create comparative tables outlining key features of different banking systems (Universal, Branch, Unit, Islamic).
  • Focus on understanding the roles and functions of the Central Bank of Nigeria.
  • Review the instruments of monetary policy and their impact on economic variables.
  • Practice applying theoretical concepts to real-world scenarios in the Nigerian banking sector.
  • Study the regulatory framework and the roles of different regulatory agencies (CBN, NDIC, SEC).
  • Prepare concise summaries of each unit, focusing on key definitions, concepts, and examples.

Questions students ask about this course

What is BFN306 about?

This course provides an introduction to the study of comparative banking systems. It explores the evolution, functions, and theories of banking institutions, with a focus on their role in economic development, particularly in Nigeria. The course covers universal banking, Islamic banking, and the structure of banking systems. It also examines the role of central banks and non-bank financial intermediaries, as well as monetary policy and the political economy of banking.

How many units does BFN306 have?

BFN306, Comparative Banking, has 20 units across 4 modules, over 271 pages of course material. You can read it one unit at a time.

How many credit units is BFN306?

BFN306 carries 3 credit units, at 300 level in Management Sciences.

Is BFN306 hard?

BFN306 is rated intermediate level, with basic mathematical content. It is mostly theoretical and case study work.

How long does BFN306 take to study?

About 90 hours of study, spread across its 20 units.

How is BFN306 assessed?

BFN306 is assessed by assignments, tutor marked assessments and final examination.

What can I do with BFN306?

Bank Manager, Financial Analyst, Loan Officer, Financial Regulator and Investment Banker.

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