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BFN405Management Sciences2 Unitsintermediate

Bank Lending And Loan Administration

This course is designed to give you self-instruction on the rudiments of Bank Lending and Loan Administration. It teaches bank policies on lending, lending procedures, and objectives of lending & credit administration. The course also covers collateral security issues, credit insurance, and export credit protection. It further explains loan workout situations, analysis of financial statements, and asset and liability management in banks.

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156h
Study Time
13
Weeks
12h
Per Week
basic
Math Level
Course Keywords
Bank LendingLoan AdministrationCredit RiskCollateral SecurityFinancial Statements

Course Overview

Everything you need to know about this course

Course Difficulty

Intermediate Level
Builds on foundational knowledge
65%
intermediate
➕
Math Level
Basic Math
📖
Learning Type
Theoretical Focus

Course Topics

Key areas covered in this course

1

Bank Lending Policies

2

Credit Administration

3

Collateral Security

4

Credit Risk Management

5

Financial Statement Analysis

6

Asset and Liability Management

Total Topics6 topics

Ready to Start

No specific requirements needed

This course is designed to be accessible to all students. You can start immediately without any prior knowledge or specific preparation.

Assessment Methods

How your progress will be evaluated (3 methods)

Assignments

Comprehensive evaluation of course material understanding

Written Assessment

Tutor-Marked Assessments

Comprehensive evaluation of course material understanding

Written Assessment

Final Examination

Comprehensive evaluation of course material understanding

Written Assessment

Career Opportunities

Explore the career paths this course opens up for you

Loan Officer

Apply your skills in this growing field

Credit Analyst

Apply your skills in this growing field

Bank Manager

Apply your skills in this growing field

Financial Analyst

Apply your skills in this growing field

Risk Manager

Apply your skills in this growing field

Industry Applications

Real-world sectors where you can apply your knowledge

BankingFinanceCredit UnionsMicrofinance InstitutionsInvestment Banking

Study Schedule Beta

A structured 13-week journey through the course content

Week
1

Module 1:

4h

Unit 1: Bank Policies on Lending

2 study hours
  • •Explain the nature of bank policies on operations
  • •Discuss the principles of bank lending
  • •Explain major areas of bank policies on lending

Unit 2: Lending Procedures

2 study hours
  • •Explain the nature of loan request from customer
  • •Discuss the essence of loan interview
  • •Mention the reasons for site visit by bank officials
Week
2

Module 1:

4h

Unit 3: Objectives of Lending & Credit Administration

2 study hours
  • •Identify the reasons for lending & credit administration
  • •Mention and discuss objectives of lending & credit administration

Unit 4: Lending and Credit Administration

2 study hours
  • •Discuss lending and credit administration
  • •Mention and explain modalities for lending and credit administration
Week
3

Module 1:

3h

Unit 5: Lending Appraisals & Decisions

3 study hours
  • •List and discuss the issues involved in the initial evaluation of loan request
  • •Mention and explain the considerations involved in credit analysis
Week
4

Module 2:

4h

Unit 1: Term Loans & Real Estate Loans

2 study hours
  • •Explain the concept of term loan
  • •Mention the characteristics of term loans
  • •List the uses of term loan

Unit 2: Working Capital Loans

2 study hours
  • •Discuss the nature of working capital
  • •Explain the working capital loan
  • •Identify the reasons for use of working capital loan
Week
5

Module 2:

3h

Unit 3: Agricultural Loans

3 study hours
  • •Explain the sphere of agricultural loans
  • •Discuss the risky nature of agricultural loans
  • •Identify and explain factors influencing agricultural lending
Week
6

Module 2:

3h

Unit 4: Installment Loans & Secured Loans

3 study hours
  • •Discuss the term installment loan
  • •Explain the purpose of installment loans
  • •Mention and explain the benefits of installment loans
Week
7

Module 2:

3h

Unit 5: Loan Monitoring & Supervision

3 study hours
  • •Discuss the nature of loan monitoring & supervision
  • •Explain loan supervision and control
  • •Discuss the collection procedure of loan repayment
Week
8

Module 3:

3h

Unit 1: Collateral Security Issues

3 study hours
  • •Discuss bank's claim on collateral security
  • •List and explain forms of property for collateral security
  • •Mention and discuss valuables for collateral security
Week
9

Module 3:

3h

Unit 2: Credit Insurance

3 study hours
  • •Discuss the whole turnover policy in credit insurance
  • •Explain small company whole turnover policy
  • •Discuss the single risk policy in credit insurance
Week
10

Module 3:

3h

Unit 3: Export Credit Protection

3 study hours
  • •Identify the forms of risk in foreign trade
  • •Discuss the comprehensive short-term policy in export credit insurance
  • •Explain the excess of loss policy in export credit insurance
Week
11

Module 3:

3h

Unit 4: Credit Administration

3 study hours
  • •Discuss credit administration
  • •Mention and explain steps for credit administration
  • •Discuss the rationale for credit administration
Week
12

Module 3:

3h

Unit 5: Credit Investigation

3 study hours
  • •List and discuss the issues involved in appraisal of credit request
  • •Mention and explain the considerations involved in credit analysis
  • •Discuss the assessment of past performance of loan applicant
Week
13

Module 4:

3h

Unit 1: Loan Work out Situations

3 study hours
  • •Discuss the framework for loan workout programme
  • •Explain the nature of loan workout arrangements
  • •List and discuss critical considerations in loan workout situations

This study schedule is in beta and may not be accurate. Please use it as a guide and consult the course outline for the most accurate information.

Course PDF Material

Read the complete course material as provided by NOUN.

Access PDF Material

Study Tips & Exam Preparation

Expert tips to help you succeed in this course

1

Create detailed summaries of each unit, focusing on key terms and concepts.

2

Practice analyzing financial statements from Units 2 and 3, calculating key ratios.

3

Develop case studies for different loan scenarios, applying principles from Units 1, 4, and 5.

4

Review all Tutor-Marked Assignments (TMAs) and their solutions thoroughly.

5

Focus on understanding the regulatory framework and compliance requirements for bank lending.

6

Create concept maps linking Units 3-5 on risk management and mitigation strategies.

7

Practice identifying potential risks and developing mitigation plans for various loan types.

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