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BFN421Management Sciences2 Unitsintermediate

Risk Management And Insurance

This course introduces students to the fundamental principles of risk management and insurance. It covers the nature and types of risk, people's attitudes towards risk, and the costs associated with risk exposures. Students will explore risk management processes, methods, and the roles of various agents. The course also examines risk detection, evaluation, control, and financing strategies, along with the importance of quality control in risk management. Successful completion will equip students with the knowledge to manage risk in organizations.

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20h
Study Time
13
Weeks
2h
Per Week
basic
Math Level
Course Keywords
Risk ManagementInsuranceRisk AssessmentRisk ControlRisk Financing

Course Overview

Everything you need to know about this course

Course Difficulty

Intermediate Level
Builds on foundational knowledge
65%
intermediate
Math Level
Basic Math
📖
Learning Type
Theoretical Focus

Course Topics

Key areas covered in this course

1

Meaning and Nature of Risk

2

Types of Risk

3

Risk and Business Stakeholders

4

People's Attitudes to Risk

5

Costs Associated With Risk

6

Process of Risk Management

7

Methods of Risk Management

8

Agents of Risk Management

9

Risk and Quality Control

10

Risk Financing

Total Topics10 topics

Ready to Start

No specific requirements needed

This course is designed to be accessible to all students. You can start immediately without any prior knowledge or specific preparation.

Assessment Methods

How your progress will be evaluated (3 methods)

Assignments

Comprehensive evaluation of course material understanding

Written Assessment

Tutor-Marked Assessments

Comprehensive evaluation of course material understanding

Written Assessment

Final Examination

Comprehensive evaluation of course material understanding

Written Assessment

Career Opportunities

Explore the career paths this course opens up for you

Risk Manager

Apply your skills in this growing field

Insurance Underwriter

Apply your skills in this growing field

Compliance Officer

Apply your skills in this growing field

Financial Analyst

Apply your skills in this growing field

Project Manager

Apply your skills in this growing field

Industry Applications

Real-world sectors where you can apply your knowledge

BankingInsuranceFinanceHealthcareManufacturing

Study Schedule Beta

A structured 13-week journey through the course content

Week
1

Module 1: Meaning and Nature of Risk

4h

Unit 1: Meaning and Nature of Risk

2 study hours
  • Define risk
  • Discuss the nature of risk
  • Differentiate between uncertainty and risk

Unit 2: Types of Risk

2 study hours
  • Identify types of risk
  • Explain external risks
  • Discuss internal risks
Week
2

Module 1: Meaning and Nature of Risk

4h

Unit 3: Risk and Business Stakeholders

2 study hours
  • Explain stakeholders and business risks
  • Discuss outside stakeholders and risk
  • Identify inside stakeholders and risk

Unit 4: People's Attitudes to Risk

2 study hours
  • Explain objective and subjective elements of risk
  • Differentiate between risk and uncertainty
  • Discuss attitudes to risk
Week
3

Module 2: Scope & Benefits of Risk Management

4h

Unit 5: Costs Associated With Risk

2 study hours
  • Mention costs associated with the nature of risk
  • Differentiate between private and social costs
  • Identify losses inherent in risk

Unit 6: Causes of Risk

2 study hours
  • Mention various causes of risk
  • Identify perils in business
  • Identify hazards in business
Week
4

Module 2: Scope & Benefits of Risk Management

4h

Unit 7: Scope & Benefits of Risk Management

2 study hours
  • Explain the realm of risk management
  • Discuss the nature of risk management
  • Explain the scope of risk management

Unit 8: Process of Risk Management

2 study hours
  • Discuss the risk management process
  • Identify principles of risk management
  • Explain components of risk management
Week
5

Module 2: Scope & Benefits of Risk Management

4h

Unit 9: Methods of Risk Management

2 study hours
  • Explain techniques of managing corporate risks
  • Identify types of personal risk
  • Discuss managing personal risks

Unit 10: Agents of Risk Management

2 study hours
  • Describe the place of a risk manager
  • Discuss the role of the risk manager
  • Evaluate the need for outside brokers
Week
6

Module 3: Risk and Quality Control

4h

Unit 11: Risk Detection

2 study hours
  • Explain detection of risk exposure
  • List methods of risk detection
  • Identify features of risk detection

Unit 12: Risk Evaluation

2 study hours
  • Explain the process of risk assessment
  • Differentiate between potential severity of impact of risk and composite risk index
  • Discuss level of risk in relation to self insurance
Week
7

Module 3: Risk and Quality Control

3h

Unit 13: Risk Control

3 study hours
  • Explain the control of the level of risk exposure
  • Discuss the reduction of the chances of risk occurring
  • Identify measures for guiding against fire and other perils
Week
8

Module 3: Risk and Quality Control

3h

Unit 14: Risk Financing

3 study hours
  • Identify the elements of cost in incidents of risk
  • Mention the determinants of risk financing
  • List and explain the methods involved in risk financing
Week
9

Module 3: Risk and Quality Control

3h

Unit 15: Risk and Quality Control

3 study hours
  • Discuss the essence of risk and quality management
  • Identify the measures for safeguarding operations of organizations
  • Identify relevant measures for safeguarding quality of products and services
Week
10

Module 1: Meaning and Nature of Risk

4h

Unit 1: Meaning and Nature of Risk

4 study hours
  • Review key concepts from Module 1
  • Work on TMA questions
Week
11

Module 2: Scope & Benefits of Risk Management

4h

Unit 7: Scope & Benefits of Risk Management

4 study hours
  • Review key concepts from Module 2
  • Work on TMA questions
Week
12

Module 3: Risk and Quality Control

4h

Unit 15: Risk and Quality Control

4 study hours
  • Review key concepts from Module 3
  • Work on TMA questions
Week
13

Module 1: Meaning and Nature of Risk

4h

Unit 1: Meaning and Nature of Risk

4 study hours
  • Final Revision
  • Complete outstanding TMAs

This study schedule is in beta and may not be accurate. Please use it as a guide and consult the course outline for the most accurate information.

Course PDF Material

Read the complete course material as provided by NOUN.

Access PDF Material

Study Tips & Exam Preparation

Expert tips to help you succeed in this course

1

Review all unit summaries and key terms to reinforce understanding of core concepts.

2

Create concept maps linking different types of risks (Units 2 and 6) to their corresponding management strategies (Units 8 and 9).

3

Practice applying risk assessment techniques (Unit 12) to real-world scenarios, focusing on calculating composite risk indices.

4

Focus on understanding the roles and responsibilities of risk managers (Unit 10) and their interaction with other departments.

5

Prepare detailed notes on risk financing methods (Unit 14), including self-funding, captive insurers, and alternative risk transfer mechanisms.

6

Allocate study time proportionally based on the weight of each module in the final examination.

7

Review all Tutor-Marked Assignments (TMAs) and incorporate feedback into your study notes.

8

Practice time management by simulating exam conditions and answering past questions within the allocated time.

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